5.(1)Subject to the provisions of this Act, every person has an insurable interest who is interested in a marine adventure.
(2)In particular, a person is interested in a marine adventure where he stands in any legal or equitable relation to the adventure or to any insurable property at risk therein,in consequence of which he may benefit by the safety or due arrival of insurable property, or may be prejudiced by its loss, or by damage thereto, or by the detention thereof, or may incur liability in respect thereof.
第五条
（1）根据本法各条规定，与海上冒险有利益关系的每一个人具有保险利益。
（2）一个人与海上冒险有利益关系，尤其是在他与该冒险或处在危险中的任何保险财产，具有任何法律上或衡平的关系，因而若保险财八年利益产安全或及时抵达他便能从中获取利益；反之，如果保险财产灭失，损坏，或被滞留或招致有关责任，他的利益将受到损害。
来源：1906英国海上保险法MarineInsurance Act(1906 MIA)
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